Moving to Spain is exciting, but it also comes with a long to-do list. If you’ve just arrived in Almuñécar, La Herradura, or anywhere on the Costa Tropical, you might be wondering where to start. From getting insured to setting up your phone, internet, and home — this guide will walk you through all the essentials.
Whether you’re here for a season or forever, consider this your checklist for getting settled in Almuñécar, La Herradura.
1. Essential Insurance in Spain
One of the first things to sort out when moving abroad is insurance. Some types are legally required, while others give peace of mind and financial protection.
- Health Insurance in Spain
If you’re applying for a visa, establishing residency, or are not yet fully registered with the Spanish healthcare system, private health insurance is essential. It ensures you can access doctors, hospitals, and specialists without long waits. Request a Quote - Homeowners Insurance
If you’ve bought property on the Costa Tropical, having homeowners’ insurance is strongly recommended. It protects your investment against damage, fire, theft, and more. Request a Quote - Renter’s Insurance
Renting instead? A renter’s insurance policy is inexpensive and protects your belongings, liability, and even temporary housing in case of an emergency. Request a Quote - Car Insurance in Spain
If you plan to drive, car insurance is mandatory. Policies can vary from basic liability to full coverage, so it’s worth getting advice before you choose. Request a Quote - Travel Insurance
Offering travel insurance for Spanish residents with an NIE. Single-trip insurance, cruise insurance, as well as annual travel insurance. Request a Quote. - eScooter, eBike or Mobility vehicle
It is the Spanish law that these types of vehicles have liability insurance. Request a Quote
2. Stay Connected: Mobile & Internet in Spain
Reliable communication makes settling in much easier. Whether it’s calling family back home or setting up fast internet for work, here are your best options:
- Lobster Mobile SIM Cards
Perfect for expats, Lobster offers English-speaking support and includes calls to the UK, USA, and other countries in its plans. It’s flexible and easy to set up. - Lobster Fiber Internet
Need fast, reliable home internet? Lobster Fiber is available in many parts of the Costa Tropical and provides excellent speeds for streaming, work, and keeping in touch with loved ones.
👉 I’m a Lobster reseller, which means I can get you started with a SIM card or fiber package quickly. Contact me about the best plan for your needs.
3. Setting Up Your New Home
Once the paperwork is out of the way, it’s time to make your new house or apartment feel like home. More shopping resources.
- Furniture Shops
You’ll find everything from IKEA in Granada/Málaga to local second-hand shops where you can pick up bargains. Here are some recommendations. - Linens, Home Goods & Décor
Bedding, towels, and décor can be found at big chains like the Bazar next to Mercadona, Al Campo in Motril, and local shops in Almuñécar (Textil Hogar Cava on Av. Europa, Decoración Pastor on Avenida Andalucia, Tejidos Malagón on Avenida Juan Carlos I) - Appliances & Electronics
Millar, Tien21, Sanchez Hogar, and Al Campo are good for appliances, all offering delivery and installation. - Hardware & DIY Stores
Leroy Merlin in Motril is the big store, but don’t forget the local ferreterías for quick fixes, keys, and supplies.
4. Banking & Finances
Sorting out your finances in Spain makes everyday life easier.
- Open a Spanish Bank Account – Required for utilities, rentals, and many services.
- Currency Exchange & International Transfers – Services like Wise or Revolut can save you money.
- ATMs & Fees – Some banks charge steep fees for foreign cards, so knowing which ATMs are friendly helps.
5. Health & Wellness
Your health and well-being are top priorities when moving abroad. Here is a list to help.
- Know your options for an emergency!
- Registering with a Doctor – Once you have residency, you can find your private doctors who accept your health insurance.
- Pharmacies – Almost every neighborhood has one, and they rotate weekend and nighttime duty for emergencies.
- Clinics & Hospitals – From Granada’s large hospitals to private clinics in Almuñécar, you’ll find excellent care. The closest public hospital is Motril, but if you have private insurance, it will likely be in Granada or Malaga. The public hospital doesn’t accept private insurance.
6. Transport & Getting Around
Getting from place to place is another essential. Here are several transportation posts to guide you.
- Owning a Car – Many expats buy or import a vehicle. Remember: car insurance is required.
- Car Rentals – Useful for the short term while you decide whether to buy.
- Public Transport – Local buses connect towns along the Costa Tropical, with routes to Granada and Málaga.
7. Language & Integration
Even though many locals speak English, learning Spanish will make your life easier and more rewarding.
- Spanish Language Schools – Plenty of options in Almuñécar and nearby towns.
- Online Learning Tools – Apps like Duolingo, Babbel, and online tutors are a good start.
- Language Exchange Groups – Great for meeting people and practicing Spanish in a relaxed setting.
8. Shopping & Daily Life
Knowing where to shop helps you settle into your new routine. More shopping resources.
- Supermarkets & Fresh Markets – Carrefour, Mercadona, and local produce markets keep you stocked up.
- Specialty Foods – International shops offer UK, Scandinavian, and other favorites.
- Home Deliveries – Some supermarkets and apps provide home delivery, making life easier.
9. Finding Community
Moving abroad is much easier when you connect with others.
More resources to help get you connected.
- Expat Facebook & WhatsApp Groups – Perfect for local recommendations and meeting new people.
- Clubs & Activities – Hiking, yoga, and sports groups are great for staying active.
- Costa Women, International Women, & Networking Groups – A strong community of women supporting each other in business and life.
Settling into a new country takes time, but the Costa Tropical makes it worth the effort. With stunning beaches, charming towns, and a welcoming community, you’ll feel at home in no time. We also have an extensive list of Costa Tropical professional resources to help you with immigration, translation, legal matters, Home Internet, Spanish phone number, and more. This will allow you more time to enjoy the sunshine, beaches, and Mediterranean atmosphere on your own.
